About LoanHQ

Funding that respects how you actually run your business

We built LoanHQ for the operators banks overlook — established businesses with real revenue, real momentum, and no time to wait three weeks for a maybe.

Why We Exist

Built for the established but constrained operator

Most business owners we work with have been at it for years. They have steady deposits, loyal customers and a clear plan for the next dollar of capital. What they do not have is the patience for a lender that treats a strong, seasoned business like a risky startup.

Traditional banks lean almost entirely on credit scores and collateral. That leaves out a huge share of healthy businesses — contractors, restaurants, trucking companies, salons and service shops — whose strength shows up in revenue, not in a pristine credit file.

LoanHQ exists to close that gap. We match your business with funding options based on how it actually performs, then get you a real answer fast — often within 24 to 72 hours.

How LoanHQ works

One soft-pull inquiry. You tell us about your business and revenue. Checking your options never affects your credit score and carries no obligation.

We match, you choose. Instead of applying to lender after lender, you get matched across our network of vetted funding partners and compare options in one place.

Fast, human follow-up. A funding specialist walks you through what you qualify for, what it really costs, and how quickly you can be funded — in plain language.

LoanHQ is a funding marketplace, not a direct lender. We connect business owners with financing options from a network of vetted lending partners. We do not make credit decisions or fund loans directly.
01

Revenue over scores

We weigh consistent monthly deposits and time in business, not just a credit number.

02

Speed that fits

Real decisions in 24–72 hours, because opportunity does not wait on a bank committee.

03

No credit-score risk

Every inquiry starts as a soft pull. Your score stays untouched until you choose to move forward.

04

Straight talk

Clear costs and terms from people who explain the trade-offs instead of burying them.

See what your business qualifies for

Answer a few quick questions and review your real funding options in about 60 seconds — with no hard credit pull.

Check My Options →